Payment Policy – ZIPTOPIC
Effective Date: February 19, 2025
At ZIPTOPIC ( https://ziptopic.xyz/ ), we strive to provide a secure, hassle-free, and transparent payment process for all our customers. By making a purchase on our website, you agree to the terms outlined in this Payment Policy.
1️⃣ Accepted Payment Methods
We accept the following payment methods for all orders:
✔ Credit/Debit Cards: Visa, MasterCard, American Express, Discover
✔ PayPal: Fast and secure payment via PayPal account or guest checkout
✔ Apple Pay & Google Pay: Quick checkout options for supported devices
✔ Bank Transfers: Available for bulk or wholesale orders (Contact us for details)
📌 Note: Payment methods may vary based on your location.
2️⃣ Currency & Pricing
✔ All prices on ZIPTOPIC are listed in GBP (£).
✔ If purchasing from outside the UK, your bank may apply currency conversion fees.
✔ ZIPTOPIC reserves the right to adjust prices, offers, and promotions at any time.
3️⃣ Secure Payment Processing
✔ We use SSL encryption and PCI-DSS compliant payment gateways to protect your payment information.
✔ ZIPTOPIC does not store your credit card details—all transactions are securely processed through trusted third-party payment providers.
✔ If your payment is declined, please check:
🔹 Sufficient funds in your account
🔹 Card details entered correctly
🔹 Bank restrictions on online transactions
4️⃣ Order Confirmation & Payment Verification
✔ After placing an order, you will receive a confirmation email with your order details.
✔ Orders may require additional verification if flagged by our fraud prevention system.
✔ If verification is needed, we may request a photo ID or proof of billing address.
✔ If payment verification is not completed within 48 hours, the order may be canceled and refunded.
📌 Note: ZIPTOPIC reserves the right to cancel orders suspected of fraud.
5️⃣ Payment Issues & Failed Transactions
✔ If your payment fails, try using an alternative method or contact your bank.
✔ ZIPTOPIC is not responsible for overdraft fees or charges from your payment provider.
✔ If you encounter an issue, contact us at contact@ziptopic.xyz for assistance.
6️⃣ Refunds & Chargebacks
✔ Refunds are processed according to our Refund & Return Policy.
✔ If a chargeback is filed without first contacting us, ZIPTOPIC reserves the right to dispute the claim.
✔ Fraudulent chargeback claims may result in account suspension from future purchases.
7️⃣ Buy Now, Pay Later (If Available)
✔ ZIPTOPIC may offer “Buy Now, Pay Later” options through Klarna, Afterpay, or other financing services.
✔ These services are subject to their own terms & conditions, which you must agree to when selecting them at checkout.
📌 Note: ZIPTOPIC is not responsible for third-party financing terms or approvals.
8️⃣ Taxes & Duties
✔ All prices include UK VAT where applicable.
✔ International orders may be subject to import duties and taxes, which are the customer’s responsibility.
✔ ZIPTOPIC is not liable for customs charges, and failure to pay them may result in package delays or returns.
9️⃣ Fraud Prevention & Security Measures
✔ ZIPTOPIC monitors transactions for fraudulent activity and reserves the right to cancel suspicious orders.
✔ If flagged for fraud, customers may need to provide:
🔹 Proof of identity (passport, driver’s license)
🔹 Proof of billing address (utility bill, bank statement)
✔ Orders suspected of fraud will be refunded and canceled if verification is not provided.
🔟 Contact Us
For any payment-related inquiries, feel free to reach out to us:
📍 Address: 27 Earls Avenue Street, Whitchurch Hill, United Kingdom
📞 Phone: 070 0808 0953
📧 Email: contact@ziptopic.xyz
🌐 Website: https://ziptopic.xyz/